Today is short and sweet. I’m grateful for online payment options and online bill pay services.

I always have money. I seldom have time. So I forget things. The only bills that I have that are ever paid late are the ones where I have to write a physical check. Again, it’s never because I don’t have the money to pay them, I just forget.

To those companies that don’t have online billing or payment options – c’mon… it’s 2011, get in the game or you won’t remain in the game much longer. I’m slowly phasing out any type of bill that can’t be paid automatically and on line.

On line payment systems, and automatic payments save me so much time and money (in late fees and finance charges) that it’s a natural part of my life now.